Broker Check

Employer Retirement Plans Advisor - 401(k), 403(b), 457 Plans

  • Retirement Plan Design
  • Benchmarking
  • Employee Communication and Education
  • Guidance with Fiduciary Compliance
  • Assisting Human Resources to Reduce Retirement Plan Workload

Effective, Efficient Employer-Sponsored Retirement Plans

A 401(k) plan or a 403(b) plan is one of the most important employee benefits a company can offer. A good employer-sponsored retirement plan should be effective and flexible for participants, in order to help them meet their retirement savings objectives, yet simple and efficient for administrators like you.

A successful 401(k) plan or 403(b) plan should not only encourage participation, but should also inspire participants to defer enough of their salary to prepare for a comfortable retirement, and should provide enough options to allow them to ensure their assets are appropriately diversified for their time horizons and retirement goals.

An Advisor Can Help Manage Your Business Retirement Plan

  1. Retirement Plan Security: As you may know, recent changes in legislation have led to much more scrutiny of retirement plan management services, and many changes will be implemented as of January 1, 2013. Our 401(k) plan due diligence service is by far the most cost effective way of reducing your exposure.
  2. Fulfills Fiduciary Responsibility: By conducting a thorough analysis of your current retirement plan costs and competitive landscape, no regulatory authority can accuse a sponsor of neglecting their fiduciary responsibility unless obvious and important problems are ignored.
  3. Evaluate Your Current Retirement Plan and Alternatives: By conducting an objective assessment of your business’s current retirement plan and your alternative options, a sponsor can determine whether the plan meets the needs of their employees and management.
  4. Lower Your Retirement Plan’s Costs: With this due diligence report in hand, you’ll be better armed to negotiate pricing.

Employer-Sponsored Retirement Plan Advice You Can Trust

Leading Edge Wealth Management LLC believes in understanding and addressing the evolving interest of business owners, plan sponsors, and their employees. Our goal is to help plan sponsors identify and select progressive, smooth-running, cost-effective retirement plans. Any advisors can make this promise, but Leading Edge Wealth Management offers the experience and insight to achieve it.

Our comprehensive employer retirement plan management is designed to save you time, help you manage fiduciary risk, and drive employee satisfaction.


  • Communicate with business owners and Human Resources to gain a strong understanding of the needs of the business’s retirement plan needs.
  • Based on those retirement plan needs, we pair businesses with the appropriate custodian, record keeper, and third party administrator (TPA).
  • Develop a process to outline the Investments Selection Management procedure, and define the roles for both fiduciaries and non-fiduciaries.


  • Monitoring is an ongoing process that requires fiduciaries to gather and evaluate facts.
  • We take action and document the reasons for retirement plan decisions.
  • We provide you with a thorough understanding of “assessment”, which is critical for monitoring the systematic, independent, and documented process.


  • Develop an investment policy statement (IPS). This acts as the business plan for the management of the retirement plan’s investment portfolio.
  • We outline the Investments Selection Management procedure in accordance with applicable laws and trust documents.
  • Develop your Asset Allocation, which helps select asset classes to be consistent with risk, return, and time horizons.


  • Apply a due diligence procedure for selecting retirement plan investment options.
  • Implement retirement plan safe harbors.
  • Assure the investment vehicles are appropriate for portfolio size and align vehicle characteristics to meet investor needs.

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